At an insurance sales conference, exactly 100 people are selected at random from conference registration records. Under "specialty", 25 people indicated that they specialize in health insurance, 36 said they focused on life insurance, and 24 said "Other". The remaining individuals specified either Car insurance or Home Insurance. a) If you were to pick 2 individuals at random, what is the probability that the first one specializes in life insurance, and the second one also specializes in life insurance